Digital security specialist firm, Gemalto, has gained MasterCard approval for a complete cloud-based mobile payment solution that includes everything from backoffice server platforms to the payment software running on cardholders’ mobile phones.
The newly certified system components perform roles MasterCard defines as the account enablement system (AES), the credentials management system (CMS), the transaction management system (TMS) and the mobile payment application (MPA).
The company also gained certification for its SafeNet Luna EFT hardware security module in December 2015.
“Gemalto’s suite of products allows banks to seamlessly issue digital versions of their payment cards to their HCE-based payment apps as well as partner wallets from device manufacturers, mobile operating system providers, and mobile network operators,” says the company. “Issuers and processors can opt for a fully outsourced cloud service operated from Gemalto’s data centers or an on-premise instance of the platforms.”